🏆 Best Cards 🎁 Lifetime Free ✨ Rewards ⚡ RuPay UPI 💰 Cashback ⛽ Fuel Savings ✈️ Zero Forex
Independent Analysis • Updated Monthly • 2026

Best Credit Cards in India – 2026 Updated List

Scapia Federal Credit Card

Scapia Card

Lifetime Free
  • ✈️ ₹1k Off Flight
  • 🍽️ ₹1k Off Dining
  • ✓ Unlimited Lounge
  • ✓ #1 Recommended This Month
Apply Now →
Verified Market Pulse

Trending Credit Cards

Scapia Card Lifetime Free

Scapia Federal

  • ✈️ Unlimited Lounge
  • ✅ Zero Forex Markup
  • 💰 10% Travel Rewards
Apply Now → Full Review
SBI Cashback Online Shopping

SBI Cashback

  • 🛍️ 5% Online Cashback
  • 🏦 1% Offline Rewards
  • ✓ No Merchant Capping
Apply Now → Full Review
HSBC Live+ Lifestyle Elite

HSBC Live+

  • 🍽️ 10% Dining & Food
  • 🛒 10% Grocery Spends
  • 🌍 Global Privileges
Apply Now → Full Review
BoB Eterna Premium Travel

BoB Eterna

  • 🔥 3.75% Rewards
  • 🎬 B1G1 Movie Tickets
  • ✈️ Unlimited Lounge
Apply Now → Full Review

Top Performing Cashback & UPI Cards – February 2026

Selected based on reward value, user popularity, and long-term benefit analysis.

AU LIT Card

AU LIT Card

Customizable
  • 🎁 Lifetime Free Card
  • 💰 Up to 5% Cashback
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Axis Kiwi Card

Axis Kiwi UPI

UPI Rewards
  • ⚡ Scan & Pay via UPI
  • 💰 Unlimited Rewards
View Analysis →
HDFC Millennia

HDFC Millennia

Shopping Elite
  • 🛒 5% Cashback Swiggy
  • 🛋️ 8 Lounge Access/Yr
View Analysis →
Axis Flipkart Credit Card

Axis Flipkart

E-commerce King
  • 🛍️ 5% Unlimited Flipkart
  • 🍽️ 4% Preferred Partners
View Analysis →
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